Audyense
Payhawk
VerifiedFinance · payhawk.com
Overview
Payhawk is a spend management platform that unifies company Visa cards, expense management, accounts payable, and reimbursements with two-way sync to ERP and accounting systems. It is an FCA-regulated e-money institution aimed at mid-market and enterprise finance teams, with AI-powered receipt capture and expense coding. The product spans corporate cards, bill pay, procure-to-pay, and multi-entity controls.
The problem Payhawk solves
Mid-market and enterprise finance teams often reconcile corporate spend across disconnected cards, spreadsheets, paper receipts, and legacy ERPs, creating manual data re-entry and poor real-time visibility. Payhawk targets finance and accounting leaders at 50+ employee, often multi-entity companies who need cards, expenses, and accounts payable in one system that syncs automatically to their ERP. It addresses this with automated receipt/expense coding, real-time card controls, and native two-way accounting integrations.
Decision context
Use these points to test whether the product fits your operation, not just whether it has a long feature list.
- Published starting price: £149 per month (Growth plan: 10 cards + 10 seats); higher tiers by custom quote. Confirm user, usage, and feature limits for the plan you would actually buy.
- Deployment: cloud. Check security, data-residency, and access requirements for every team that will use it.
- Verified integrations include NetSuite, Xero, QuickBooks, Sage Intacct, Sage 50, Microsoft Dynamics 365 Business Central. Validate sync direction and plan limits for the connections that matter.
- This record was last checked on 7/22/2026; pricing and features can change.
How to evaluate Payhawk
A listing helps create a shortlist; a trial with the team’s real workflow decides whether the tool fits. Use this reading with the structured facts and confirm changes with the vendor.
Workflow fit
The record describes it as a fit for Mid-market and enterprise finance teams (50+ employees) needing unified spend control, Multi-entity, multi-currency groups requiring subsidiary-level visibility and controls, Companies wanting corporate cards and expenses that sync directly into their ERP. Check that this context matches the volume, roles, and processes your team needs it to support.
Pilot questions
- Can Payhawk complete the critical workflow without manual work outside the product?
- Do the recorded connections (NetSuite, Xero, QuickBooks, Sage Intacct) support the sync direction, permissions, and volume we need?
- What user, usage, storage, support, or security limits appear after the headline starting price?
Evidence and freshness
This record was checked on 7/22/2026. That date tells you when the record was reviewed, not that the vendor has left its terms unchanged since then.
Best for
- Mid-market and enterprise finance teams (50+ employees) needing unified spend control
- Multi-entity, multi-currency groups requiring subsidiary-level visibility and controls
- Companies wanting corporate cards and expenses that sync directly into their ERP
Not a fit if
- Small businesses, sole traders, or teams under ~50 employees
- UK-only companies needing only basic cards plus a simple accounting export
Why it’s listed
- Unifies corporate cards, expenses, and accounts payable in a single spend platform
- Strong native two-way ERP/accounting integrations (NetSuite, SAP, Dynamics, Xero, QuickBooks)
- Highly rated (4.6/5) across G2 and Capterra with 1,000+ combined reviews
Pricing
Growth
£149 per month (GBP)Entry plan for eligible small UK/EEA businesses with a fixed card and seat bundle.
- 10 corporate cards
- 10 user seats (8 employee + 2 admin)
- Up to 15 invoices/month
- Up to 15 reimbursements/month
- Single entity only
- Optional 7-day free trial
Custom / Scale
FreeModular pricing across core modules (Cards & Expenses, Bill Pay, Procure to Pay, Travel) with unit-based and add-on components.
- Choice of core modules
- Unit-based pricing for cards, reimbursements, invoices, POs
- Advanced ERP integrations
- Multi-entity management
- Budget tracking add-on
- Credit line options
Features
Integrations
Security & compliance
Pros & cons
Pros
- Intuitive, user-friendly interface across web and mobile
- Automated receipt scanning and AI expense coding reduce manual data entry
- Deep two-way ERP and accounting integrations with automatic reconciliation
- Real-time card controls, spend limits, and budget tracking
Cons
- Receipt scanner accuracy and occasional transaction/sync delays
- Approval workflows can feel rigid and overly strict
- Opaque pricing requiring sales contact; some mid-contract price-increase complaints
- Complex, lengthy onboarding and KYB/entity verification
What we found
Reviewers praise ease of use, automation, ERP/accounting integrations and responsive support, while flagging receipt-scanner accuracy, transaction sync delays, and rigid approval workflows.
Ratings and review counts come from public review platforms. We link to the original source and keep the underlying review text out of this profile.
User reviews
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