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Invoiced vs. Payhawk

A side-by-side view of the product records we have today. Use it to narrow the question, then confirm current pricing, limits, and security details with each vendor.

The short version

Invoiced starts at $100 per seat, versus Payhawk at £149. Invoiced carries the higher aggregate rating (9.2/5 vs 4.6/5).

Full comparison

Invoicedfrom $100 per month
Payhawkfrom £149 per month (Growth plan: 10 cards + 10 seats); higher tiers by custom quote
Audyense Score29AS*Low78ASStrong
PositioningInvoiced is a cloud-based, accounts receivable automation software that helps businesses automate collections and streamline payments.Spend management combining corporate cards, expenses, and accounts payable in one platform
Free tierYesNo
DeploymentCloud / SaaSCloud / SaaS
Best fitStartup, SMB, Mid-marketMid-market, Enterprise
Pricing plans
  • Free or entry planFree
  • Higher tiersCustom pricing
  • Growth£149
  • Custom / ScaleFree
Invoicing & Billing Management Features:YesDocumented in the independently researched profile.—
Invoiced A/R Management DashboardYesDocumented in the independently researched profile.—
Automated dunning with Smart ChasingYesDocumented in the independently researched profile.—
Invoice delivery via emailYesDocumented in the independently researched profile.—
text and print/mailYesDocumented in the independently researched profile.—
Email and invoice view trackingYesDocumented in the independently researched profile.—
Payment PlansYesDocumented in the independently researched profile.—
Estimates and customer approvalsYesDocumented in the independently researched profile.—
Deposit and prepayment collectionYesDocumented in the independently researched profile.—
Assignment and tracking of A/R team tasksYesDocumented in the independently researched profile.—
Email template customizationYesDocumented in the independently researched profile.—
Advanced subscription and metered/usage billingYesDocumented in the independently researched profile.—
Custom invoice and statement templatesYesDocumented in the independently researched profile.—
Consolidated invoicingYesDocumented in the independently researched profile.—
Financial reporting—PartialReal-time dashboards and budget tracking; reviewers note limited advanced report customization
AI features—YesAI extracts receipt data and automates expense coding
Public API—YesDeveloper APIs available for integrations
Multi-currency—YesSupports GBP, EUR, USD with per-entity currency balances
Bank reconciliation—YesTransactions auto-coded and reconciled into system of record
Invoicing & billing—PartialHandles supplier invoices/bill pay, not customer-facing invoicing/billing
General ledger & accounting—YesNative two-way sync to ERPs/GL (NetSuite, SAP, Dynamics, Xero, QuickBooks)
Expense management—YesCore capability with real-time tracking and reimbursements
Accounts payable & bill pay—YesBill Pay module for AP and invoice management
Corporate cards—YesPhysical and virtual Visa cards as FCA-regulated e-money institution
Integrations verified—50+
Aggregate rating9.2 · No reviews yet4.6 · 852 reviews
Integrations—
NetSuiteXeroQuickBooksSage IntacctSage 50Microsoft Dynamics 365 Business Central+10 more
Security & compliance—
SOC 2ISO 27001PCI DSSGDPR
Pros
  • Independent review documents a concrete business workflow
  • Documented capability: Invoicing & Billing Management Features:
  • Documented capability: Invoiced A/R Management Dashboard
  • Documented capability: Automated dunning with Smart Chasing
  • Documented capability: Invoice delivery via email
  • Intuitive, user-friendly interface across web and mobile
  • Automated receipt scanning and AI expense coding reduce manual data entry
  • Deep two-way ERP and accounting integrations with automatic reconciliation
  • Real-time card controls, spend limits, and budget tracking
Cons
  • Pricing and usage limits should be checked against the exact plan
  • Implementation effort depends on the team's data and process maturity
  • Reported outcomes should be validated with the buyer's own data
  • Receipt scanner accuracy and occasional transaction/sync delays
  • Approval workflows can feel rigid and overly strict
  • Opaque pricing requiring sales contact; some mid-contract price-increase complaints
  • Complex, lengthy onboarding and KYB/entity verification
Visit Invoiced ↗Visit Payhawk ↗

Editorial read of this comparison

The table summarizes structured facts; this section explains what the differences mean for a real buying decision.

Where each tool fits, and where it may not

Invoiced

Invoiced is a cloud-based, accounts receivable automation software that helps businesses automate collections and streamline payments. If you’re a boutique service firm with a recurring revenue business model or a startup with only a few employees in your billing department, Invoiced can be an excellent option to automate repetitive tasks so your accounting team can focus on more work-intensive financial processes. Mid-sized and large companies such as SaaS enterprises can also benefit from the platform’s customizable features fit for high volume billers who want to make monthly billing effortless. Specifically, billing managers or specialists can use the software to design billing schedules, such as installment payments and send pre-scheduled invoices by email or text messages. Invoiced has a straightforward, user-friendly dashboard where users can access all the controls, menus, and customization tools they need to conduct accounts receivable operations. These include creating invoices, viewing customer payment history, and checking analytics reports like key AR metrics and fastest/slowest to pay customers. The platform is comprised of four interconnected modules designed to provide a seamless workflow for all your collections activities: Invoice-to-Cash, Payment Plans, Subscription Billing, and Customer Portal. The platform also makes it possible for your billing department to prepare estimates, volume-based pricing, set rollover rates, and present rates with discounts and promotions. Aside from streamlining your internal billing operations, Invoiced can also increase your bottom line since it integrates with online payment systems and multiple payment channels, such as credit cards and debit cards. This means your customers can have more options for paying and can even set autopay for their recurring transactions. You can get paid faster while your cus

A particularly good fit for: B2B teams evaluating finance and accounting software Teams that need documented workflow capabilities and fit guidance Organizations willing to validate implementation and plan limits

May be a poor fit if: Teams seeking a workflow outside the product's documented focus Teams needing unlimited usage without plan limits

Payhawk

Payhawk is a spend management platform that unifies company Visa cards, expense management, accounts payable, and reimbursements with two-way sync to ERP and accounting systems. It is an FCA-regulated e-money institution aimed at mid-market and enterprise finance teams, with AI-powered receipt capture and expense coding. The product spans corporate cards, bill pay, procure-to-pay, and multi-entity controls.

A particularly good fit for: Mid-market and enterprise finance teams (50+ employees) needing unified spend control Multi-entity, multi-currency groups requiring subsidiary-level visibility and controls Companies wanting corporate cards and expenses that sync directly into their ERP

May be a poor fit if: Small businesses, sole traders, or teams under ~50 employees UK-only companies needing only basic cards plus a simple accounting export

Pricing and plan structure

Invoiced: Published starting price $100 per month

  • Free or entry planFree
  • Higher tiersCustom pricing

Payhawk: Published starting price £149 per month (Growth plan: 10 cards + 10 seats); higher tiers by custom quote

  • Growth£149 per month (GBP)
  • Custom / ScaleFree

Capabilities worth validating

  • Invoiced: Invoicing & Billing Management Features:, Invoiced A/R Management Dashboard, Automated dunning with Smart Chasing, Invoice delivery via email, text and print/mail
  • Payhawk: Financial reporting, AI features, Public API, Multi-currency, Bank reconciliation Integrations include NetSuite, Xero, QuickBooks, Sage Intacct.

Questions to answer before switching

  • Does Invoiced's selected plan include the features and limits we need?
  • Does Payhawk's selected plan include the features and limits we need?
  • Does the exact integration path for NetSuite, Xero, QuickBooks support the sync direction, permissions, and volume we need?
  • Is a hosted-only deployment acceptable for the team and customers who will use this system?

How to evaluate this shortlist

A useful comparison turns the differences between Finance tools into a concrete test. Use these steps to avoid choosing from a feature table or the lowest headline price alone.

  1. Start with a representative Finance workflow, not a feature checklist. Define who will use it, what data goes in, and what outcome the team needs.
  2. Test the complete path through NetSuite, Xero, QuickBooks: permissions, sync direction, failure handling, and volume limits often matter more than the integration name.
  3. Compare the cost of the real scenario, including users, usage, storage, support, and contract requirements. The entry price alone does not measure adoption cost.
  4. Before switching, list the evidence gaps, request a demo of the critical workflow, and confirm security, data residency, export, and support with each vendor.

Structured signals help narrow the shortlist, but a trial with a real workflow is still the best way to validate the decision.

Research basis

Last checked: 2026-08-18. Pricing, integrations, feature support, and review signals can change, so treat this as a research snapshot and verify the final decision with the vendor.

Sources consulted: Invoiced product site, FinancesOnline review, Vendor website; Payhawk product site, G2, Capterra