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Mekari Jurnal

Finance · www.jurnal.id

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Overview

Mekari Jurnal is a cloud-based accounting and operations platform used by more than 35,000 businesses in Indonesia to automate bookkeeping, invoicing, inventory, and production in one system. Financial records post automatically to Indonesian-standard (SAK) statements, and its Cash Link feature reconciles transactions directly against major local banks.

The problem Mekari Jurnal solves

Indonesian SMBs and growing retailers often juggle spreadsheets, standalone POS systems, and manual bank statement checks to track cash flow and stay compliant with local (SAK) accounting and tax rules. Mekari Jurnal centralizes bookkeeping, invoicing, inventory, and bank reconciliation in one cloud platform so finance teams can close the books and produce compliant financial statements without a large dedicated accounting or IT team.

Decision context

Use these points to test whether the product fits your operation, not just whether it has a long feature list.

  • Published starting price: $22 per month per company, billed annually. Confirm user, usage, and feature limits for the plan you would actually buy.
  • Deployment: cloud. Check security, data-residency, and access requirements for every team that will use it.
  • Verified integrations include Mekari POS, Mekari Pay, Mekari Expense, Mekari Klikpajak, Mekari Desty, Moka POS. Validate sync direction and plan limits for the connections that matter.
  • This record was last checked on 8/1/2026; pricing and features can change.

How to evaluate Mekari Jurnal

A listing helps create a shortlist; a trial with the team’s real workflow decides whether the tool fits. Use this reading with the structured facts and confirm changes with the vendor.

Workflow fit

The record describes it as a fit for Indonesian SMBs and growing retail/F&B businesses needing combined accounting plus inventory, Multi-warehouse or multi-branch operations that need centralized stock and production tracking, Finance teams that want tax-compliant invoicing and SAK-standard financial reporting out of the box. Check that this context matches the volume, roles, and processes your team needs it to support.

Pilot questions

  • Can Mekari Jurnal complete the critical workflow without manual work outside the product?
  • Do the recorded connections (Mekari POS, Mekari Pay, Mekari Expense, Mekari Klikpajak) support the sync direction, permissions, and volume we need?
  • What user, usage, storage, support, or security limits appear after the headline starting price?

Evidence and freshness

This record was checked on 8/1/2026. That date tells you when the record was reviewed, not that the vendor has left its terms unchanged since then.

Best for

  • Indonesian SMBs and growing retail/F&B businesses needing combined accounting plus inventory
  • Multi-warehouse or multi-branch operations that need centralized stock and production tracking
  • Finance teams that want tax-compliant invoicing and SAK-standard financial reporting out of the box

Not a fit if

  • Businesses outside Indonesia needing accounting frameworks other than local SAK/tax rules
  • Larger enterprises needing deep custom reporting without moving to the custom-quote ERP tier

Why it’s listed

  • Leading Indonesian cloud accounting platform used by 35,000+ businesses, with automated bank reconciliation tied to major local banks
  • Strong review scores (Capterra 4.9/19) for SAK-compliant financial reporting tailored to Indonesian regulations
  • Part of the broader Mekari product family, giving it deep local payments/POS integration options

Pricing

Essentials

$22 per month, billed annually

Core accounting and supply-chain features for small to medium businesses. Listed at IDR 359,100/month; converted at an approximate rate of USD 1 = IDR 16,200.

  • AI-powered accounting and general ledger
  • Custom and pro forma invoicing
  • Product bundling, variants, and unit conversion
  • Multi-warehouse and stock transfer management
  • Custom roles and approval workflows

Plus

$39 per month, billed annually

Adds managerial production and multi-currency accounting for growing businesses. Listed at IDR 629,300/month; converted at an approximate rate of USD 1 = IDR 16,200.

  • All Essentials features
  • Monthly profit & loss automation
  • Bill of materials and work orders
  • Progress invoicing for clients and projects
  • Multi-currency transaction support

Jurnal ERP

Custom pricing

Full supply-chain and finance suite for mid-to-large enterprises; priced on request.

  • All Plus features
  • Assembly/disassembly production control
  • Multilevel bill of materials and landed cost
  • Batch and serial number inventory tracking
  • Pick, pack, and ship fulfillment management
  • Custom dashboards and custom reports

Features

General ledger & accountingAutomated general ledger, journal entries, and financial statements compliant with Indonesian accounting standards (SAK)
Accounts payable & bill payTracks vendor bills, incoming invoices, and payment status to manage accounts payable
AI featuresAI-powered financial report analysis and automated insights included from the Essentials plan up
Bank reconciliationCash Link auto-syncs statements from BCA, Mandiri, BNI, CIMB Niaga, and Danamon for reconciliation
Corporate cardsNo native card issuing; corporate card spend reconciles via integration with Mekari Expense's Limitless Card product
Expense managementBuilt-in expense and budget tracking, with deeper spend control via Mekari Expense integration
Financial reporting40+ real-time report templates (P&L, balance sheet, cash flow), with custom reports on higher tiers
Invoicing & billingCustom, pro forma, and progress invoicing tied to tax-compliant e-Faktur output
Multi-currencyMulti-currency transactions are gated to the Plus tier and above, not included in the entry-level Essentials plan
Public APIOpen, HMAC-authenticated Jurnal API with published docs at developers.mekari.com for custom integrations

Integrations

Mekari POSMekari PayMekari ExpenseMekari KlikpajakMekari DestyMoka POSiSellerSimpliDOTSSircloForstokBank MandiriBank BCABank BNIBank CIMB NiagaBank Danamon

Security & compliance

ISO/IEC 27001PSE Kominfo Registered (Indonesia)

Pros & cons

Pros

  • Intuitive interface that shortens onboarding for non-accountants
  • Automated bank reconciliation (Cash Link) synced directly with major Indonesian banks
  • Real-time, SAK-compliant financial statements and dashboards
  • Responsive customer support with structured onboarding training

Cons

  • Mobile app has fewer advanced capabilities than the web platform
  • Learning curve for the deeper supply-chain and production modules
  • Limited customization of report templates compared to some competitors
  • Costs and feature access scale up quickly across multiple company entities and tiers

What we found

4.9/5
19 reviews aggregatedLast checked 2026-08-01

Capterra reviewers rate Mekari Jurnal 4.9 out of 5 across 19 reviews, and G2 reviewer commentary echoes the same themes: strong automation and bank reconciliation, offset by slower support at peak times.

Ratings and review counts come from public review platforms. We link to the original source and keep the underlying review text out of this profile.

User reviews

Written by Audyense accounts · moderated before publishing

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