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Fyle

Fyle

Finance · www.fylehq.com

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Overview

Fyle (rebranded Sage Expense Management following Sage's August 2025 acquisition) is an AI-powered expense management platform that lets employees submit receipts via text message, email, or photo and automatically reconciles transactions on existing Visa, Mastercard, and American Express cards in real time. It integrates directly with QuickBooks, NetSuite, Xero, and Sage accounting products for two-way general ledger sync. The company reports 2,500+ customers spanning SMB to enterprise across industries such as construction, healthcare, nonprofits, and professional services.

The problem Fyle solves

Finance teams at mid-market and enterprise companies struggle to reconcile employee spend across many existing corporate cards and manually chase paper receipts, which slows the monthly close. Fyle's reviewers specifically credit it with automating receipt capture and card reconciliation without forcing a switch to a new card program, though some note sync hiccups when receipts arrive by email and a heavier initial setup for approval workflows.

Decision context

Use these points to test whether the product fits your operation, not just whether it has a long feature list.

  • Published starting price: $12 per active user/month, billed annually. Confirm user, usage, and feature limits for the plan you would actually buy.
  • Deployment: cloud. Check security, data-residency, and access requirements for every team that will use it.
  • Verified integrations include QuickBooks Online, QuickBooks Desktop, NetSuite, Xero, Sage Intacct, Sage 50. Validate sync direction and plan limits for the connections that matter.
  • This record was last checked on 7/25/2026; pricing and features can change.

How to evaluate Fyle

A listing helps create a shortlist; a trial with the team’s real workflow decides whether the tool fits. Use this reading with the structured facts and confirm changes with the vendor.

Workflow fit

The record describes it as a fit for Finance teams that want to keep their current corporate cards while getting real-time transaction reconciliation, Mid-market and enterprise organizations needing multi-stage, policy-driven approval workflows and deep ERP integrations (NetSuite, Sage Intacct, Sage 300 CRE), Companies wanting automated receipt capture via text, email, or photo with AI-based data extraction to cut manual expense entry. Check that this context matches the volume, roles, and processes your team needs it to support.

Pilot questions

  • Can Fyle complete the critical workflow without manual work outside the product?
  • Do the recorded connections (QuickBooks Online, QuickBooks Desktop, NetSuite, Xero) support the sync direction, permissions, and volume we need?
  • What user, usage, storage, support, or security limits appear after the headline starting price?

Evidence and freshness

This record was checked on 7/25/2026. That date tells you when the record was reviewed, not that the vendor has left its terms unchanged since then.

Best for

  • Finance teams that want to keep their current corporate cards while getting real-time transaction reconciliation
  • Mid-market and enterprise organizations needing multi-stage, policy-driven approval workflows and deep ERP integrations (NetSuite, Sage Intacct, Sage 300 CRE)
  • Companies wanting automated receipt capture via text, email, or photo with AI-based data extraction to cut manual expense entry

Not a fit if

  • Teams wanting an all-in-one corporate card issuer bundled with expense software, since Fyle works with existing cards rather than issuing its own
  • Very small teams below the 5-active-user minimum required on the entry-level Growth plan

Why it’s listed

  • Offers real-time expense reconciliation on customers' existing Visa/Mastercard/Amex cards rather than requiring a card switch
  • Strong third-party review scores — 4.6/5 on G2 (1,782+ reviews) and 4.5/5 on Capterra (158 reviews) — concentrated on ease of use and receipt automation
  • Now backed by Sage following its August 2025 acquisition, rebranded as Sage Expense Management, extending its accounting/ERP integration roadmap

Pricing

Growth

$12 per active user/month, billed annually

Entry-level plan, minimum 5 active users.

  • Unlimited expense tracking and real-time card feeds
  • Receipt scanning with automated data extraction
  • Text message receipt collection
  • Mileage and per diem tracking
  • Single-stage approvals
  • QuickBooks Online, Xero, QuickBooks Desktop, and Sage 50 integrations

Business

$15 per active user/month, billed annually

Mid-tier plan, minimum 10 active users.

  • Multi-org, multi-stage, and policy-driven approvals
  • ACH reimbursements (US only)
  • Project expense tracking
  • Custom data exports and MIS reports
  • Multi-currency and multi-region setup
  • NetSuite, Sage Intacct, Sage 300 CRE integrations plus API access

Enterprise

Custom pricing

Custom pricing for organizations with 250+ employees.

  • IP whitelisting
  • Google SSO, AD, and Okta integration
  • Branded accounts and emails
  • Dedicated Enterprise Account Manager
  • Half-yearly business reviews

Features

General ledger & accountingTwo-way GL sync with QuickBooks Online/Desktop, NetSuite, Xero, Sage Intacct, Sage 50, Sage 300 CRE.
Accounts payable & bill payNo evidence of vendor bill-pay/AP automation features; product is scoped to employee expense management.
AI featuresAI/OCR-based receipt data extraction and an AI-powered Copilot mentioned on the pricing page.
Bank reconciliationReal-time card feeds and automatic credit-card reconciliation cited by reviewers and vendor pricing page.
Corporate cardsReconciles spend on customers' existing Visa/Mastercard/Amex cards rather than issuing its own corporate cards.
Expense managementCore product: receipt capture, coding, categorization, and approvals.
Financial reportingBusiness plan adds custom data exports and MIS reports; no evidence of broader BI/financial reporting suite.
Invoicing & billingNo vendor-stated invoicing/billing feature found.
Multi-currencyMulti-currency and multi-region setup listed under the Business plan.
Public APIAPI access included on Business plan; help center documents a Python SDK for custom integrations.

Integrations

QuickBooks OnlineQuickBooks DesktopNetSuiteXeroSage IntacctSage 50Sage 300 CREBambooHRSlackGmailOutlookVisaMastercardAmerican Express

Security & compliance

SOC 2 Type IIGDPR

Pros & cons

Pros

  • Intuitive, easy-to-use interface with minimal learning curve
  • Fast receipt capture via text, email, or photo with automatic data extraction
  • Automatic credit card synching and reconciliation work reliably and save time
  • Responsive, fast customer support

Cons

  • Receipts sent via email sometimes don't sync well, leading to duplicate entries
  • Limited customization in some areas of the platform
  • Initial admin setup and approval-workflow configuration can feel heavy
  • Mobile app can be laggy, particularly when capturing photos in-app

What we found

4.6/5
1.8k reviews aggregated

Reviewers consistently praise Fyle's ease of use, fast text/email/photo receipt capture with automated data extraction, and reliable credit-card reconciliation, while a minority cite occasional email-receipt sync duplicates and initial admin setup complexity.

Ratings and review counts come from public review platforms. We link to the original source and keep the underlying review text out of this profile.

User reviews

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