Audyense
FreeAgent
Finance · www.freeagent.com
Overview
FreeAgent is UK-focused cloud accounting software for freelancers, small businesses, landlords and accountants/bookkeepers. It combines invoicing, expenses, banking with automatic feeds, projects and time tracking, payroll, and HMRC-connected tax filing (VAT/MTD, Self Assessment, Corporation Tax). Founded in Edinburgh in 2007, it has been owned by NatWest Group since 2018.
The problem FreeAgent solves
UK freelancers and small businesses struggle to keep bookkeeping compliant with HMRC's Making Tax Digital rules while juggling invoicing, expenses and bank data across separate tools. FreeAgent unifies invoicing, automatic bank feeds, expenses and reporting with direct VAT, Self Assessment and Corporation Tax filing, so non-accountants can stay on top of their numbers. It suits solo operators and small companies better than large finance teams, and is UK-tax specific rather than international.
Decision context
Use these points to test whether the product fits your operation, not just whether it has a long feature list.
- Published starting price: £10 per month. Confirm user, usage, and feature limits for the plan you would actually buy.
- Deployment: cloud. Check security, data-residency, and access requirements for every team that will use it.
- Verified integrations include Stripe, PayPal, GoCardless, Zapier, Make, Dext. Validate sync direction and plan limits for the connections that matter.
- This record was last checked on 7/23/2026; pricing and features can change.
How to evaluate FreeAgent
A listing helps create a shortlist; a trial with the team’s real workflow decides whether the tool fits. Use this reading with the structured facts and confirm changes with the vendor.
Workflow fit
The record describes it as a fit for UK freelancers, contractors and micro-businesses needing self-assessment and MTD-ready accounting, Small limited companies wanting invoicing plus HMRC tax filing in one place, Accountants and bookkeepers managing multiple small UK clients from one dashboard. Check that this context matches the volume, roles, and processes your team needs it to support.
Pilot questions
- Can FreeAgent complete the critical workflow without manual work outside the product?
- Do the recorded connections (Stripe, PayPal, GoCardless, Zapier) support the sync direction, permissions, and volume we need?
- What user, usage, storage, support, or security limits appear after the headline starting price?
Evidence and freshness
This record was checked on 7/23/2026. That date tells you when the record was reviewed, not that the vendor has left its terms unchanged since then.
Best for
- UK freelancers, contractors and micro-businesses needing self-assessment and MTD-ready accounting
- Small limited companies wanting invoicing plus HMRC tax filing in one place
- Accountants and bookkeepers managing multiple small UK clients from one dashboard
Not a fit if
- Businesses outside the UK tax system (it is built around HMRC, not US/other GAAP)
- Mid-market or enterprise finance teams needing advanced AP automation, corporate cards or deep multi-entity accounting
Why it’s listed
- Purpose-built UK accounting with direct HMRC filing for VAT/MTD, Self Assessment and Corporation Tax
- Free for customers of NatWest, Royal Bank of Scotland, Ulster Bank and Mettle, plus a free practice dashboard for accountants
- Strong small-business feature set: invoicing, expenses, automatic bank feeds, projects, time tracking and payroll
Pricing
Landlords
£10 per monthFor UK landlords; regularly GBP 10/mo.
- Per-property finance tracking
- Invoicing and expenses
- Automatic bank feeds
- Tax timeline / MTD-ready
- Mobile app
Sole Trader
£19 per monthFor UK sole traders; regularly GBP 19/mo.
- MTD for Income Tax
- Invoicing, estimates and expenses
- Automatic bank feeds
- Self Assessment filing
- Projects and time tracking
Partnership / LLP
£27 per monthFor UK partnerships and LLPs; regularly GBP 27/mo.
- VAT returns and Tax Timeline
- Invoicing and expenses
- Automatic bank feeds
- Projects and time tracking
- Payroll
Limited Company
£33 per monthFor UK limited companies; regularly GBP 33/mo.
- Invoicing, estimates and expenses
- Automatic bank feeds
- VAT/MTD, Self Assessment and Corporation Tax filing
- Payroll
- Projects, time tracking and cashflow
Features
Integrations
Security & compliance
Pros & cons
Pros
- Easy to set up and use, especially for non-accountants
- Comprehensive invoicing with automatic reminders and online payment collection
- Direct HMRC connectivity for VAT/MTD, Self Assessment and Corporation Tax
- Rated easier to use, set up and administer than heavier suites like Sage 50cloud
Cons
- Can be considered expensive for sole traders relative to the feature use
- Some users find certain workflows unintuitive, e.g. marking invoices as paid / changing invoice status
- UK-only tax focus limits usefulness for businesses trading under other tax regimes
- Multi-currency support is more limited than some international competitors
What we found
Rated 4.5/5 from 177 reviews on Capterra and 4.3/5 on G2 (Trustpilot shows higher volume). Reviewers praise ease of use, strong invoicing, and HMRC/MTD tax handling; common criticisms are that it can feel expensive for sole traders and that some accounting workflows (e.g. changing invoice status) are unintuitive.
Ratings and review counts come from public review platforms. We link to the original source and keep the underlying review text out of this profile.
User reviews
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