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PayPal Payments Pro vs. Vend

Built from each tool’s researched, reviewed record. Figures are checked against public pricing pages at research time — always confirm current pricing with the vendor before buying.

The short version

PayPal Payments Pro starts at $0 per seat, versus Vend at $119. PayPal Payments Pro carries the higher aggregate rating (9.5/5 vs 9.4/5).

Full comparison

PayPal Payments Profrom $0 per month
Vendfrom $119 per month
Audyense Score29AS*Low29AS*Low
PositioningPayPal Payments Pro is a payment processing solution built on PayPal’s technology that enables online merchants and businesses to accept credit card payments online as well aCloud-based point-of-sale and retail management platform Vend is designed to help retailers manage their inventory.
Free tierYesYes
DeploymentCloud / SaaSCloud / SaaS
Best fitStartup, SMB, Mid-marketStartup, SMB, Mid-market
Pricing plans
  • Free or entry planFree
  • Higher tiersCustom pricing
  • Free or entry planFree
  • Higher tiersCustom pricing
Accept PayPal paymentsYesDocumented in the independently researched profile.—
Accept VisaYesDocumented in the independently researched profile.—
Mastercard and American ExpressYesDocumented in the independently researched profile.—
Virtual TerminalYesDocumented in the independently researched profile.—
Accept payments in 25 currencies from 202 countriesYesDocumented in the independently researched profile.—
Payment GatewayYesDocumented in the independently researched profile.—
Options to simplify PCI compliance.YesDocumented in the independently researched profile.—
Web-based or iPad POS—YesDocumented in the independently researched profile.
Customer Management—YesDocumented in the independently researched profile.
Inventory management—YesDocumented in the independently researched profile.
eCommerce Capability—YesDocumented in the independently researched profile.
Vend Reporting—YesDocumented in the independently researched profile.
Payment processing—YesDocumented in the independently researched profile.
Work Offline—YesDocumented in the independently researched profile.
Fast Staff Training—YesDocumented in the independently researched profile.
Discounts and Notes—YesDocumented in the independently researched profile.
Custom Receipts—YesDocumented in the independently researched profile.
Cash Management—YesDocumented in the independently researched profile.
Returns—YesDocumented in the independently researched profile.
Refunds—YesDocumented in the independently researched profile.
and Store Credits—YesDocumented in the independently researched profile.
Integrations verified——
Aggregate rating9.5 · No reviews yet9.4 · No reviews yet
Integrations——
Security & compliance——
Pros
  • Independent review documents a concrete business workflow
  • Documented capability: Accept PayPal payments
  • Documented capability: Accept Visa
  • Documented capability: Mastercard and American Express
  • Documented capability: Virtual Terminal
  • Independent review documents a concrete business workflow
  • Documented capability: Web-based or iPad POS
  • Documented capability: Customer Management
  • Documented capability: Inventory Management
  • Documented capability: eCommerce Capability
Cons
  • Pricing and usage limits should be checked against the exact plan
  • Implementation effort depends on the team's data and process maturity
  • Reported outcomes should be validated with the buyer's own data
  • Pricing and usage limits should be checked against the exact plan
  • Implementation effort depends on the team's data and process maturity
  • Reported outcomes should be validated with the buyer's own data
Visit PayPal Payments Pro ↗Visit Vend ↗

Editorial read of this comparison

The table summarizes structured facts; this section explains what the differences mean for a real buying decision.

Where each tool fits, and where it may not

PayPal Payments Pro

PayPal Payments Pro is a payment processing solution built on PayPal’s technology that enables online merchants and businesses to accept credit card payments online as well as process mobile and retail credit card. On top of that, users can create and host their own checkout pages for full control. With PayPal Payments Pro, users are charged with a flat rate of 2.90 percent along with a $0.30 per-transaction fee, which is beneficial for companies with large tickets. The flat fee remains the same whether the cards used are debit, credit, corporate or rewards. PayPal Payments Pro doesn’t require buyers to have a PayPal account to complete the purchase. Aside from accepting payments online, users of PayPal Payments Pro are able to process credit card payments via phone, fax, and mail (Virtual Terminal).

A particularly good fit for: B2B teams evaluating finance and accounting software Teams that need documented workflow capabilities and fit guidance Organizations willing to validate implementation and plan limits

May be a poor fit if: Teams seeking a workflow outside the product's documented focus Teams needing unlimited usage without plan limits

Vend

Cloud-based point-of-sale and retail management platform Vend is designed to help retailers manage their inventory. It allows users to operate their businesses online, in-store and even while on the go. Vend’s core functionalities revolve around inventory management, customer loyalty, eCommerce and analytics. The system, which is built to run on iPad is popular among businesses for its flexibility, able to support mouse, keyboard and touchscreen systems. It can boost product management, track and organize customer data while dashboards provide clear views of products and sales. The solution is highly-customizable, with the POS screen easily modified so as to be able to access key items and processes. It is designed to run with existing business systems, equipment and hardware, which include barcode scanners, receipt printers and cash drawers. Vend is easy-to-use, all that is needed is a web browser on any device. It is quite flexible and can be used in other businesses such as food service. This highly scalable solution can grow with businesses. Premium functionalities are also available as the vendor offers value-added options.

A particularly good fit for: B2B teams evaluating finance and accounting software Teams that need documented workflow capabilities and fit guidance Organizations willing to validate implementation and plan limits

May be a poor fit if: Teams seeking a workflow outside the product's documented focus Teams needing unlimited usage without plan limits

Pricing and plan structure

PayPal Payments Pro: Published starting price $0 per month

  • Free or entry planFree
  • Higher tiersCustom pricing

Vend: Published starting price $119 per month

  • Free or entry planFree
  • Higher tiersCustom pricing

Capabilities worth validating

  • PayPal Payments Pro: Accept PayPal payments, Accept Visa, Mastercard and American Express, Virtual Terminal, Accept payments in 25 currencies from 202 countries
  • Vend: Web-based or iPad POS, Customer Management, Inventory management, eCommerce Capability, Vend Reporting

Questions to answer before switching

  • Does PayPal Payments Pro's selected plan include the features and limits we need?
  • Does Vend's selected plan include the features and limits we need?
  • Which systems must exchange data with the tool, and is that connection native or dependent on middleware?
  • Is a hosted-only deployment acceptable for the team and customers who will use this system?

How to evaluate this shortlist

A useful comparison turns the differences between Finance tools into a concrete test. Use these steps to avoid choosing from a feature table or the lowest headline price alone.

  1. Start with a representative Finance workflow, not a feature checklist. Define who will use it, what data goes in, and what outcome the team needs.
  2. Test the connections and exports the team actually needs; an unverified integration in this record does not prove that the vendor does not support it.
  3. Compare the cost of the real scenario, including users, usage, storage, support, and contract requirements. The entry price alone does not measure adoption cost.
  4. Before switching, list the evidence gaps, request a demo of the critical workflow, and confirm security, data residency, export, and support with each vendor.

Structured signals help narrow the shortlist, but a trial with a real workflow is still the best way to validate the decision.

Research basis

Last checked: 2026-08-25. Pricing, integrations, feature support, and review signals can change, so treat this as a research snapshot and verify the final decision with the vendor.

Sources consulted: PayPal Payments Pro product site, FinancesOnline review, Vendor website; Vend product site, FinancesOnline review, Vendor website