| Audyense Score | 66ASFair | 29AS*Low |
| Positioning | AI-powered accounting close and reconciliation management | PayPal Payments Pro is a payment processing solution built on PayPal’s technology that enables online merchants and businesses to accept credit card payments online as well a |
| Free tier | No | Yes |
| Deployment | Cloud / SaaS | Cloud / SaaS |
| Best fit | Mid-market, Enterprise | Startup, SMB, Mid-market |
| Pricing plans | | - Free or entry planFree
- Higher tiersCustom pricing
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| General ledger & accounting | NoFloQast is a close-management overlay, not a general ledger; it integrates with GLs/ERPs like NetSuite and Sage Intacct rather than being one. | — |
| Accounts payable & bill pay | NoNo accounts payable functionality; AP is handled in the connected ERP or a dedicated AP tool. | — |
| AI features | YesAI agents for reconciliations, journal entries, and variance analysis (AutoRec), with logged, human-approved outputs; ISO 42001 certified for AI governance. | — |
| Bank reconciliation | YesAccount and transaction reconciliation is a core capability via AutoRec, matching data pulled from the ERP/GL. | — |
| Corporate cards | NoFloQast does not issue or manage corporate cards. | — |
| Expense management | NoNot an expense management product; focuses on the close and reconciliations. | — |
| Financial reporting | YesFloQast Reporting handles consolidation, intercompany reconciliation, and flux/variance analysis, though reviewers note the flux module can be hard to customize. | — |
| Invoicing & billing | NoNo invoicing or billing functionality; these live in the ERP or a billing system. | — |
| Multi-currency | PartialSupports multi-entity consolidation and intercompany reconciliation via FloQast Reporting; multi-currency depends on data from the connected ERP. | — |
| Public API | PartialOffers prebuilt ERP and cloud-storage integrations and is ERP-agnostic, but a documented open public API is not prominently published. | — |
| Accept PayPal payments | — | YesDocumented in the independently researched profile. |
| Accept Visa | — | YesDocumented in the independently researched profile. |
| Mastercard and American Express | — | YesDocumented in the independently researched profile. |
| Virtual Terminal | — | YesDocumented in the independently researched profile. |
| Accept payments in 25 currencies from 202 countries | — | YesDocumented in the independently researched profile. |
| Payment Gateway | — | YesDocumented in the independently researched profile. |
| Options to simplify PCI compliance. | — | YesDocumented in the independently researched profile. |
| Integrations verified | 20+ | — |
| Aggregate rating | 4.6 · 137 reviews | 9.5 · No reviews yet |
| Integrations | Oracle NetSuiteSage IntacctQuickBooksSAPOracleWorkday+12 more | — |
| Security & compliance | SOC 1SOC 2 Type IISOC 3ISO 27001+3 more | — |
| Pros | - +Intuitive, easy-to-learn interface with a relatively quick setup
- +Solid integrations with major ERPs like NetSuite and Sage Intacct
- +Strong close-task management, checklists, and email/reminder automation
- +Real-time visibility into close status and reconciliation progress
| - +Independent review documents a concrete business workflow
- +Documented capability: Accept PayPal payments
- +Documented capability: Accept Visa
- +Documented capability: Mastercard and American Express
- +Documented capability: Virtual Terminal
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| Cons | - −Expensive for smaller teams; annual contracts with renewal price increases
- −Flux/variance reporting module is criticized as hard to customize
- −Limited transaction-level detail pulled from some ERPs and slower data refresh
- −Support experience is inconsistent, with some reviewers reporting slow responses
| - −Pricing and usage limits should be checked against the exact plan
- −Implementation effort depends on the team's data and process maturity
- −Reported outcomes should be validated with the buyer's own data
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Audyense