Audyense·
Side-by-side record

Cova vs. PayPal Payments Pro

Built from each tool’s researched, reviewed record. Figures are checked against public pricing pages at research time — always confirm current pricing with the vendor before buying.

The short version

PayPal Payments Pro starts at $0 per seat, versus Cova at $9. PayPal Payments Pro carries the higher aggregate rating (9.5/5 vs 8.7/5).

Full comparison

Covafrom $9 per month
PayPal Payments Profrom $0 per month
Audyense Score29AS*Low29AS*Low
PositioningCova is a one-of-a-kind POS system that is designed specifically for the use of merchants in the cannabis industry.PayPal Payments Pro is a payment processing solution built on PayPal’s technology that enables online merchants and businesses to accept credit card payments online as well a
Free tierYesYes
DeploymentCloud / SaaSCloud / SaaS
Best fitStartup, SMB, Mid-marketStartup, SMB, Mid-market
Pricing plans
  • Free or entry planFree
  • Higher tiersCustom pricing
  • Free or entry planFree
  • Higher tiersCustom pricing
Quick TransactionsYesDocumented in the independently researched profile.
Security Roles and PermissionsYesDocumented in the independently researched profile.
Customers QueueYesDocumented in the independently researched profile.
Centralized Intelligence HubYesDocumented in the independently researched profile.
Online Employee Time ClockYesDocumented in the independently researched profile.
Advanced Inventory ReportingYesDocumented in the independently researched profile.
Plug and Play Hardware IntegrationsYesDocumented in the independently researched profile.
Automated DiscountingYesDocumented in the independently researched profile.
3-Step Onboarding ProcessYesDocumented in the independently researched profile.
Drive Store TrafficYesDocumented in the independently researched profile.
Statewide Traceability IntegrationYesDocumented in the independently researched profile.
Hours of Operation ComplianceYesDocumented in the independently researched profile.
Age Verification ScannerYesDocumented in the independently researched profile.
Offline modeYesDocumented in the independently researched profile.
Accept PayPal paymentsYesDocumented in the independently researched profile.
Accept VisaYesDocumented in the independently researched profile.
Mastercard and American ExpressYesDocumented in the independently researched profile.
Virtual TerminalYesDocumented in the independently researched profile.
Accept payments in 25 currencies from 202 countriesYesDocumented in the independently researched profile.
Payment GatewayYesDocumented in the independently researched profile.
Options to simplify PCI compliance.YesDocumented in the independently researched profile.
Integrations verified
Aggregate rating8.7 · No reviews yet9.5 · No reviews yet
Integrations
Security & compliance
Pros
  • Independent review documents a concrete business workflow
  • Documented capability: Quick Transactions
  • Documented capability: Security Roles and Permissions
  • Documented capability: Customers Queue
  • Documented capability: Centralized Intelligence Hub
  • Independent review documents a concrete business workflow
  • Documented capability: Accept PayPal payments
  • Documented capability: Accept Visa
  • Documented capability: Mastercard and American Express
  • Documented capability: Virtual Terminal
Cons
  • Pricing and usage limits should be checked against the exact plan
  • Implementation effort depends on the team's data and process maturity
  • Reported outcomes should be validated with the buyer's own data
  • Pricing and usage limits should be checked against the exact plan
  • Implementation effort depends on the team's data and process maturity
  • Reported outcomes should be validated with the buyer's own data
Visit Cova ↗Visit PayPal Payments Pro ↗

Editorial read of this comparison

The table summarizes structured facts; this section explains what the differences mean for a real buying decision.

Where each tool fits, and where it may not

Cova

Cova is a one-of-a-kind POS system that is designed specifically for the use of merchants in the cannabis industry. It enforces compliance to help you stay in line with regulations by prompting users to verify customers’ IDs. To that end, the solution synchronizes with state traceability software like Leaf Data Systems. With this function, it would be easy for the dispensary to generate audits and reports required by government authorities. Additionally, it connects with the METRC, which automatically and accurately reports sales, inventory, and adjustments. Cova is also a seed-to-sale compliant POS because it receives manifests directly from Metrc into their POS, helping government bodies track sales from the suppliers. To further push security within the dispensary, Cova prevents members of your staff from doing unauthorized actions with stringent safeguards. It is complemented by real-time, accurate, and customizable reports that you can access whenever you need to check in on the dispensary. This way, you can make sure that your dispensary’s operations are running smoothly and within the confines of the cannabis regulations. Cova is a seed to sale compliant POS system for states like Missouri, Oklahoma, Michigan, Alaska, California, Washington, Illinois, Montana, Washington, and Canada. Moreover, Cova has tools and features that elevate the customer experience. Since it integrates with the barcode scanner, it can process purchases quickly–as fast as 1.4 seconds on average–ensuring that customers do not have to stand in queue for long. There are also numerous integrations available apart from Leaf Data Systems and METRC, such as e-commerce solutions and menu boards like Weemaps and Leafly. Since the system is an open platform, it can synchronize with more third-party applications. These would allow you to maximize the capabilities of every solution in y

A particularly good fit for: B2B teams evaluating finance and accounting software Teams that need documented workflow capabilities and fit guidance Organizations willing to validate implementation and plan limits

May be a poor fit if: Teams seeking a workflow outside the product's documented focus Teams needing unlimited usage without plan limits

PayPal Payments Pro

PayPal Payments Pro is a payment processing solution built on PayPal’s technology that enables online merchants and businesses to accept credit card payments online as well as process mobile and retail credit card. On top of that, users can create and host their own checkout pages for full control. With PayPal Payments Pro, users are charged with a flat rate of 2.90 percent along with a $0.30 per-transaction fee, which is beneficial for companies with large tickets. The flat fee remains the same whether the cards used are debit, credit, corporate or rewards. PayPal Payments Pro doesn’t require buyers to have a PayPal account to complete the purchase. Aside from accepting payments online, users of PayPal Payments Pro are able to process credit card payments via phone, fax, and mail (Virtual Terminal).

A particularly good fit for: B2B teams evaluating finance and accounting software Teams that need documented workflow capabilities and fit guidance Organizations willing to validate implementation and plan limits

May be a poor fit if: Teams seeking a workflow outside the product's documented focus Teams needing unlimited usage without plan limits

Pricing and plan structure

Cova: Published starting price $9 per month

  • Free or entry planFree
  • Higher tiersCustom pricing

PayPal Payments Pro: Published starting price $0 per month

  • Free or entry planFree
  • Higher tiersCustom pricing

Capabilities worth validating

  • Cova: Quick Transactions, Security Roles and Permissions, Customers Queue, Centralized Intelligence Hub, Online Employee Time Clock
  • PayPal Payments Pro: Accept PayPal payments, Accept Visa, Mastercard and American Express, Virtual Terminal, Accept payments in 25 currencies from 202 countries

Questions to answer before switching

  • Does Cova's selected plan include the features and limits we need?
  • Does PayPal Payments Pro's selected plan include the features and limits we need?
  • Which systems must exchange data with the tool, and is that connection native or dependent on middleware?
  • Is a hosted-only deployment acceptable for the team and customers who will use this system?

How to evaluate this shortlist

A useful comparison turns the differences between Finance tools into a concrete test. Use these steps to avoid choosing from a feature table or the lowest headline price alone.

  1. Start with a representative Finance workflow, not a feature checklist. Define who will use it, what data goes in, and what outcome the team needs.
  2. Test the connections and exports the team actually needs; an unverified integration in this record does not prove that the vendor does not support it.
  3. Compare the cost of the real scenario, including users, usage, storage, support, and contract requirements. The entry price alone does not measure adoption cost.
  4. Before switching, list the evidence gaps, request a demo of the critical workflow, and confirm security, data residency, export, and support with each vendor.

Structured signals help narrow the shortlist, but a trial with a real workflow is still the best way to validate the decision.

Research basis

Last checked: 2026-08-25. Pricing, integrations, feature support, and review signals can change, so treat this as a research snapshot and verify the final decision with the vendor.

Sources consulted: Cova product site, FinancesOnline review, Vendor website; PayPal Payments Pro product site, FinancesOnline review, Vendor website