| Audyense Score | 70ASSólido | 29AS*Bajo |
| Posicionamiento | Pago de facturas y cuentas por pagar diseñados para pequeñas empresas. | PayPal Payments Pro is a payment processing solution built on PayPal’s technology that enables online merchants and businesses to accept credit card payments online as well a |
| Plan gratuito | Sí | Sí |
| Implementación | Nube / SaaS | Nube / SaaS |
| Mejor encaje | Startup, PYME | Startup, PYME, Mediana empresa |
| Planes de precio | - GoFree
- Core$20
- Boost$44
- Unlimited$64
- PlatinumCustom pricing
| - Free or entry planFree
- Higher tiersCustom pricing
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| General ledger & accounting | NoNot a general ledger; syncs with QuickBooks/Xero/NetSuite instead | — |
| Invoicing & billing | SíInvoicing, branded invoices, and payment links included | — |
| Expense management | NoAP-focused; no employee expense reports or reimbursements | — |
| Accounts payable & bill pay | SíCore product: pay bills via ACH, check, wire, or card | — |
| Corporate cards | NoCan pay bills with existing cards but does not issue corporate cards | — |
| Bank reconciliation | ParcialTwo-way sync reconciles bills/payments to accounting, not full bank rec | — |
| Financial reporting | ParcialPayment tracking and vendor reporting; limited financial reporting | — |
| Multi-currency | ParcialInternational vendor payments in USD or with FX conversion | — |
| Public API | ParcialAPI access only on the custom Platinum plan | — |
| AI features | SíAI bill capture and an AI assistant for payments | — |
| Accept PayPal payments | — | SíDocumented in the independently researched profile. |
| Accept Visa | — | SíDocumented in the independently researched profile. |
| Mastercard and American Express | — | SíDocumented in the independently researched profile. |
| Virtual Terminal | — | SíDocumented in the independently researched profile. |
| Accept payments in 25 currencies from 202 countries | — | SíDocumented in the independently researched profile. |
| Payment Gateway | — | SíDocumented in the independently researched profile. |
| Options to simplify PCI compliance. | — | SíDocumented in the independently researched profile. |
| Integraciones verificadas | 5+ | — |
| Valoración agregada | 4.2 · 404 reviews | 9.5 · No reviews yet |
| Integraciones | QuickBooks OnlineQuickBooks DesktopXeroNetSuiteAmazon Business | — |
| Seguridad y cumplimiento | SOC 2 Type IIPCI DSSISO/IEC 27001ISO/IEC 27017+1 más | — |
| Pros | - +Interfaz intuitiva y fácil de usar, con una configuración rápida
- +Gratuita o de bajo costo en comparación con la competencia
- +Integración fluida con QuickBooks y Xero
- +Métodos de pago flexibles (ACH, cheque, tarjeta), incluso cuando los proveedores no usan Melio
| - +Independent review documents a concrete business workflow
- +Documented capability: Accept PayPal payments
- +Documented capability: Accept Visa
- +Documented capability: Mastercard and American Express
- +Documented capability: Virtual Terminal
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| Contras | - −Rechazos de pago sin explicación, transacciones fallidas y retenciones por cumplimiento normativo
- −Soporte al cliente lento o difícil de contactar
- −Controles de acceso basados en roles y salvaguardas de aprobación limitados
- −Errores en la plataforma y limitaciones de funciones (por ejemplo, opciones internacionales/de giro)
| - −Pricing and usage limits should be checked against the exact plan
- −Implementation effort depends on the team's data and process maturity
- −Reported outcomes should be validated with the buyer's own data
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