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Fiskl vs. PayPal Payments Pro

Elaborado a partir del registro investigado y revisado de cada herramienta. Las cifras se contrastan con las páginas públicas de precios en el momento de la investigación — confirma siempre el precio actual con el proveedor antes de comprar.

La versión corta

PayPal Payments Pro parte de $0 por usuario, frente a Fiskl con $9. PayPal Payments Pro tiene la valoración agregada más alta (9.5/5 frente a 8.0/5).

Comparación completa

Fiskldesde $9 per month
PayPal Payments Prodesde $0 per month
Audyense Score29AS*Bajo29AS*Bajo
PosicionamientoFiskl is a mobile invoice management tool that is designed to provide business owners with the ability to manage their invoices and accept payments from their smartphones and tablePayPal Payments Pro is a payment processing solution built on PayPal’s technology that enables online merchants and businesses to accept credit card payments online as well a
Plan gratuitoSíSí
ImplementaciónNube / SaaSNube / SaaS
Mejor encajeStartup, PYME, Mediana empresaStartup, PYME, Mediana empresa
Planes de precio
  • Free or entry planFree
  • Higher tiersCustom pricing
  • Free or entry planFree
  • Higher tiersCustom pricing
Invoice ManagementSíDocumented in the independently researched profile.—
Expense managementSíDocumented in the independently researched profile.—
Productivity toolsSíDocumented in the independently researched profile.—
Business OverviewSíDocumented in the independently researched profile.—
Staff ManagementSíDocumented in the independently researched profile.—
PermissionsSíDocumented in the independently researched profile.—
Accountant AccessSíDocumented in the independently researched profile.—
Tax RemindersSíDocumented in the independently researched profile.—
Secure Data StorageSíDocumented in the independently researched profile.—
Multi-currency supportSíDocumented in the independently researched profile.—
Accept PayPal payments—SíDocumented in the independently researched profile.
Accept Visa—SíDocumented in the independently researched profile.
Mastercard and American Express—SíDocumented in the independently researched profile.
Virtual Terminal—SíDocumented in the independently researched profile.
Accept payments in 25 currencies from 202 countries—SíDocumented in the independently researched profile.
Payment Gateway—SíDocumented in the independently researched profile.
Options to simplify PCI compliance.—SíDocumented in the independently researched profile.
Integraciones verificadas——
Valoración agregada8.0 · No reviews yet9.5 · No reviews yet
Integraciones——
Seguridad y cumplimiento——
Pros
  • Independent review documents a concrete business workflow
  • Documented capability: Invoice Management
  • Documented capability: Expense Management
  • Documented capability: Productivity Tools
  • Documented capability: Business Overview
  • Independent review documents a concrete business workflow
  • Documented capability: Accept PayPal payments
  • Documented capability: Accept Visa
  • Documented capability: Mastercard and American Express
  • Documented capability: Virtual Terminal
Contras
  • Pricing and usage limits should be checked against the exact plan
  • Implementation effort depends on the team's data and process maturity
  • Reported outcomes should be validated with the buyer's own data
  • Pricing and usage limits should be checked against the exact plan
  • Implementation effort depends on the team's data and process maturity
  • Reported outcomes should be validated with the buyer's own data
Visitar Fiskl ↗Visitar PayPal Payments Pro ↗

Lectura editorial de la comparación

La tabla resume los datos estructurados; esta sección explica cómo interpretar las diferencias para una decisión de compra real.

Encaje y límites de cada herramienta

Fiskl

Fiskl is a mobile invoice management tool that is designed to provide business owners with the ability to manage their invoices and accept payments from their smartphones and tablets. Designed primarily for small businesses, Fiskl is easy to use and fast to deploy, a perfect invoicing platform for non-accountants. With the Fiskl mobile apps, users can track and file the expenses without much effort, create and send invoices to their clients right, whenever and wherever, in over 150 currencies. Fiskl is much more than a mobile invoicing tool, the extensive functionality helps users to manage their entire business from the palm of their hands.

Encaja especialmente con: B2B teams evaluating finance and accounting software Teams that need documented workflow capabilities and fit guidance Organizations willing to validate implementation and plan limits

Puede no encajar si: Teams seeking a workflow outside the product's documented focus Teams needing unlimited usage without plan limits

PayPal Payments Pro

PayPal Payments Pro is a payment processing solution built on PayPal’s technology that enables online merchants and businesses to accept credit card payments online as well as process mobile and retail credit card. On top of that, users can create and host their own checkout pages for full control. With PayPal Payments Pro, users are charged with a flat rate of 2.90 percent along with a $0.30 per-transaction fee, which is beneficial for companies with large tickets. The flat fee remains the same whether the cards used are debit, credit, corporate or rewards. PayPal Payments Pro doesn’t require buyers to have a PayPal account to complete the purchase. Aside from accepting payments online, users of PayPal Payments Pro are able to process credit card payments via phone, fax, and mail (Virtual Terminal).

Encaja especialmente con: B2B teams evaluating finance and accounting software Teams that need documented workflow capabilities and fit guidance Organizations willing to validate implementation and plan limits

Puede no encajar si: Teams seeking a workflow outside the product's documented focus Teams needing unlimited usage without plan limits

Precios y estructura de planes

Fiskl: Precio inicial publicado $9 per month

  • Free or entry planFree
  • Higher tiersCustom pricing

PayPal Payments Pro: Precio inicial publicado $0 per month

  • Free or entry planFree
  • Higher tiersCustom pricing

Capacidades que conviene validar

  • Fiskl: Invoice Management, Expense management, Productivity tools, Business Overview, Staff Management
  • PayPal Payments Pro: Accept PayPal payments, Accept Visa, Mastercard and American Express, Virtual Terminal, Accept payments in 25 currencies from 202 countries

Preguntas antes de cambiar

  • ¿El plan de Fiskl incluye las funciones y límites que necesitamos?
  • ¿El plan de PayPal Payments Pro incluye las funciones y límites que necesitamos?
  • Which systems must exchange data with the tool, and is that connection native or dependent on middleware?
  • Is a hosted-only deployment acceptable for the team and customers who will use this system?

Cómo evaluar esta lista corta

Una comparación útil convierte las diferencias de Finanzas en una prueba concreta. Usa estos pasos para evitar elegir por una tabla de funciones o por el precio más bajo.

  1. Empieza con un flujo de trabajo representativo de Finanzas, no con una lista de funciones. Define quién lo usará, qué datos entran y qué resultado debe producir.
  2. Prueba las conexiones y exportaciones que el equipo necesita; la ausencia de una integración verificada en esta ficha no demuestra que el proveedor no la ofrezca.
  3. Compara el coste del escenario real, incluidos usuarios, uso, almacenamiento, soporte y cualquier requisito de contrato. El precio inicial por sí solo no mide el coste de adopción.
  4. Antes de cambiar, registra qué evidencia falta, pide una demostración del flujo crítico y confirma seguridad, residencia de datos, exportación y soporte con cada proveedor.

Las señales estructuradas ayudan a reducir la lista, pero una prueba con un flujo real sigue siendo la mejor forma de validar la decisión.

Base de investigación

Última comprobación: 2026-08-25. Pricing, integrations, feature support, and review signals can change, so treat this as a research snapshot and verify the final decision with the vendor.

Fuentes consultadas: Fiskl product site, FinancesOnline review, Vendor website; PayPal Payments Pro product site, FinancesOnline review, Vendor website