| Audyense Score | 74ASSólido | 29AS*Bajo |
| Posicionamiento | La plataforma financiera inteligente para empresas globales. | PayPal Payments Pro is a payment processing solution built on PayPal’s technology that enables online merchants and businesses to accept credit card payments online as well a |
| Plan gratuito | Sí | Sí |
| Implementación | Nube / SaaS | Nube / SaaS |
| Mejor encaje | PYME, Mediana empresa, Empresa | Startup, PYME, Mediana empresa |
| Planes de precio | - ExploreFree
- Grow$12
- AccelerateCustom pricing
| - Free or entry planFree
- Higher tiersCustom pricing
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| General ledger & accounting | ParcialNo native general ledger; syncs to Xero, QuickBooks Online and NetSuite. | — |
| Accounts payable & bill pay | SíBill pay with rules-based automation and 3-way matching on higher tiers. | — |
| AI features | SíAI-native platform: AI expense policy agent and AI-powered 3-way matching. | — |
| Bank reconciliation | ParcialHandled via accounting integrations (Xero/QuickBooks/NetSuite) rather than natively. | — |
| Corporate cards | SíUnlimited multi-currency corporate cards with zero international fees. | — |
| Expense management | SíReceipt capture, approvals, card freezing and late-submission policies. | — |
| Financial reporting | ParcialSpend reporting and multi-currency views; full reporting leans on accounting integrations. | — |
| Invoicing & billing | SíFree invoicing plus subscription/usage-based billing. | — |
| Multi-currency | SíCore strength: hold 20+ currencies, collect globally and pay out to 120+ countries. | — |
| Public API | SíPublic API and embedded-finance/platform APIs available. | — |
| Accept PayPal payments | — | SíDocumented in the independently researched profile. |
| Accept Visa | — | SíDocumented in the independently researched profile. |
| Mastercard and American Express | — | SíDocumented in the independently researched profile. |
| Virtual Terminal | — | SíDocumented in the independently researched profile. |
| Accept payments in 25 currencies from 202 countries | — | SíDocumented in the independently researched profile. |
| Payment Gateway | — | SíDocumented in the independently researched profile. |
| Options to simplify PCI compliance. | — | SíDocumented in the independently researched profile. |
| Integraciones verificadas | 50+ | — |
| Valoración agregada | 4.2 · 64 reviews | 9.5 · No reviews yet |
| Integraciones | XeroQuickBooks OnlineNetSuiteSageMicrosoft Dynamics 365 Business CentralShopify+6 más | — |
| Seguridad y cumplimiento | SOC 1SOC 2 Type IIPCI DSS Level 1ISO 27001+1 más | — |
| Pros | - +Precios de cambio de divisas competitivos y transparentes, cercanos a las tasas interbancarias, sin contratos a largo plazo
- +Nivel de entrada gratuito sin cuota mensual ni anual, y transferencias locales gratuitas a más de 120 países
- +Cuentas multidivisa (más de 20 divisas) junto con tarjetas corporativas sin comisión de cambio, todo en un solo lugar
- +Una plataforma unificada que abarca pagos, tarjetas, gastos y pago de facturas reduce la dispersión de herramientas
| - +Independent review documents a concrete business workflow
- +Documented capability: Accept PayPal payments
- +Documented capability: Accept Visa
- +Documented capability: Mastercard and American Express
- +Documented capability: Virtual Terminal
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| Contras | - −El soporte al cliente suele ser difícil de contactar o lento, sin soporte telefónico en EE. UU.
- −Reportes de fondos/cuentas congeladas y solicitudes rechazadas con poca explicación
- −Sin soporte para transacciones en persona/POS
- −No es adecuada para negocios de alto riesgo
| - −Pricing and usage limits should be checked against the exact plan
- −Implementation effort depends on the team's data and process maturity
- −Reported outcomes should be validated with the buyer's own data
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